Goal for Money Management in Life and Vocational Skills under Skills Category: To develop financial literacy and financial freedom by creating a budget to track my income and expenses, and saving a goal of 10% of all income for emergency savings in the next 12 months. To achieve this, I will attend financial literacy classes twice a month for 1 hour and will spend 15 minutes every day for 6 months reviewing and track my income and expenses. I will be monitoring monthly my financial progress and will increase my savings rate when feasible.